A healthy business relies on happy employees. But it’s hard for employees to feel confident about their health care without a reliable health plan—resulting in more stress on the job, less productivity, and a lot of inconvenience.

  • Prescriptions

    Prescriptions

    Several of our plans include more affordable prescriptions

  • Lab Work

    Lab Work

    Free lab work at any in-network location

  • Full Coverage

    Full Coverage

    Many plans offer full coverage of in-patient care after deductible is met

Look beyond the premium to give your
employees great rates and peace of mind.

Cost Transparency Saves People Money

Cost Transparency Saves People Money

Health care costs can vary widely from provider to provider – even for the same service. We believe we can help your employees save money simply by shopping for services.

MRI, CT Scans, orthoscopy, many of these types of high-tech imaging that are commonly prescribed by a provider, are often planned in advanced and can be shopped for ahead of time to find the best rate.

Our all-in one cost-estimator and provider search tool can guide employees to the lower-cost, higher-value providers—saving them money on services that will come out of their pocket toward their deductible.

And because we have negotiated better deals with providers – we can back up our price and quality with data.

More Affordable Prescriptions

More Affordable Prescriptions

Right now, spending on prescription drugs in the U.S. rises at a rate faster than any other health care cost. Growing numbers of people can't pay for their medications, forcing too many to skip them altogether.*

With our lower-cost prescription co-payments, members can rest assured they’ll have access to the medications they need to stay healthy.

*US News & World Report, Dec. 21, 2017 — https://www.usnews.com/opinion/policy-dose/articles/2017-12-21/the-high-cost-of-rising-drug-prices

Full-Value Deductible

Full-Value Deductible

We understand that when employees are worried about paying their medical bills, the stress can affect their productivity on the job. Many of our plans offer a full-value deductible so employees can rest easy knowing they are covered financially should a serious issue arise. Once they meet the deductible, the plan pays 100% for covered services for in-patient care.

A second benefit of our deductible plans is “fourth-quarter carryover.” This allows employees to apply the money they pay toward that deducible in the fourth quarter to the following year’s deductible. Fourth-quarter carryover provides employees greater peace of mind and helps their health care dollars go further.

Lab Work

Lab Work

Lab work is something that everyone needs at one time or another. Our plans provide free lab services at any in-network location, which includes any of our 26 hospitals—so no need to go to different locations and set additional appointments.

With the extensive size of our network, it’s easy for employees to find a participating lab close by. That means they’ll spend less time and have less hassle traveling to and from appointments.